Attorney Profile
Biography
An attorney at Cushing & Dolan, P.C., Todd E. Lutsky handles legal issues of trusts and estate planning in the Greater Boston area. This includes representation for the following legal matters:
1) Elder Law Planning, including Irrevocable Medicaid Trusts and the application process for Medicaid eligibility, representing clients at fair hearings, and all aspects of elder law planning.
2) Estate and Gift Tax Planning, including but not limited to, the use of revocable trusts, joint revocable trusts, personal residence trusts, Irrevocable Life Insurance Trusts, Spousal Lifetime Access Trusts, New Hampshire Domestic Asset Protection Trusts, and all aspects of Estate Planning.
3) Business Succession Planning, including use of Limited Liability Companies, Family Limited Partnerships, deferred compensations, Buy/Sell Agreements, and sale of assets to defective Irrevocable Trusts.
A former tax attorney for Price Waterhouse LLP, Mr. Lutsky is now a member of the National Aging In Place Council, the Boston Estate Planning Council, and the National Academy of Elder Law Attorneys. Admitted to practice in Massachusetts, Connecticut, and Pennsylvania, he has over three decades of experience, is a current lecturer for Boston University School of Law’s Graduate Tax Program and has published in the Estate Planning Journal. He has also been named five stars wealth manager 2015 and 2016 and selected to Super Lawyers 2017-2026.
Mr. Lutsky began co-hosting a radio talk show called “Money Matters” in 1998 and answered questions on estate and gift tax planning, elder law, and asset protection planning matters. He then moved on to host his own radio show “The Legal Exchange with Todd Lutsky” where he uses real cases from around the country and real life stories to educate the public one story at a time on important legal matters. His show focuses on estate, gift, and income tax planning matters, elder law planning including, Medicaid eligibility and asset protection planning matters. Finally, he most recently began appearing on the Financial Exchange Radio Show in a segment called “Ask Todd” where he takes live caller questions on anything estate, gift, income tax, or elder law planning related. For a complete listing of stations, times, and podcasts, go to legalexchangeshow.com.
Mr. Lutsky is regularly asked to speak for the National Business Institute, the Massachusetts Association of Accountants, the Massachusetts Chapter of the National Academy of Elder Law Attorneys, the Elder Law Institute, the Massachusetts Continuing Legal Education, the Foundation for Continuing Education, and the Boston Tax Institute. He also writes extensively on estate and elder law planning topics and prepares written materials for all speaking engagements.
In 1991, Mr. Lutsky earned a Juris Doctor from the University of Toledo College of Law. He then attended Boston University School of Law where he obtained a master’s degree in taxation.
Mr. Lutsky is a lecturer at Boston University Law School.
Practice Areas
- Estate Plans
- Revocable Trusts
- Joint Trusts
- Irrevocable Life Insurance Trusts
- Personal Residence Trusts
- Family Limited Partnerships
- Medicaid Planning
- Elder Law Planning
- Irrevocable Medicaid Trusts
- Limited Liability Companies
Education
- Boston University School of Law, Boston, Massachusetts
- LL.M. - 1992
- Major: Taxation
- University of Toledo College of Law, Toledo, Ohio
- 1991
Bar Admissions
- Pennsylvania, 1992
- Massachusetts, 1992
Professional Associations
- National Academy of Elder Law Attorneys, Member
- Boston Estate Planning Council, Member
- National Aging In Place Council, Member
- ProVisors
Classes & Seminars
- Speaker, "Medicaid Update", Massachusetts Continuing Legal Education
- Speaker, "Estate Planning for the Moderate Estate", Massachusetts Continuing Legal Education
- Speaker, "Preparing Federal and Massachusetts Estate Tax Returns", Massachusetts Continuing Legal Education
- Speaker, "Basic Estate Planning Essentials with a Form 706 Example", Foundation for Continuing Education
- Speaker, "Fiduciary Income Tax Returns for Estates and Trusts", Foundation for Continuing Education
- Speaker, "Annual Elder Law Institute", Suffolk University Law School
- Speaker, "Income Tax Refresher", Foundation for Continuing Education
- Speaker, "Medicaid Planning Update, A Survival Guide", Foundation for Continuing Education
Past Positions
- Price Waterhouse LLP, Tax Attorney
Published Works
- Irrevocable Trusts Not As Frightening As You Might Think, PanAm Clipper Magazine, July/August, 2002
- Medicaid Update
- Medicaid Planning Update, A Survival Guide
- Basic Estate Planning Essentials with a 706 Example
- Estate Planning for the Moderate Estate, Co-Author
- Drafting the Perfect Irrevocable Income Only Trust, Estate Planning Magazine



